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anonpeerAnonymous finance OS for onchain money (preview)

Onchain money, kept anonymous.

anonpeer is a finance OS for stablecoins and digital assets, designed around anonymity: hold and send from your own wallet, pay peer to peer through conditional escrow, and let policy-bound agents prepare payments you approve. Public chains make money fast but traceable. We are building the anonymous layer on top. This is a pre-launch preview with sample data, and it provides no anonymity yet.

Read the docs Discover Features
  • Anonymity as the goal
  • Conditional escrow
  • Approval-gated agents
  • Stablecoin payments
  • Self-custody wallets
  • Hypothetical vaults
  • Zero-knowledge research

Built for onchain money that should not be traceable

Stablecoins made payments fast and cheap. Public chains also made balances and counterparties easy to trace, and automation easy to over-trust. anonpeer is designed around anonymity, conditions and approvals.

Self-custody holders

Keep your own keys, and aim to keep your balance and counterparties out of everyone else's block explorer. Anonymity as the goal, not a setting.

Freelancers and contractors

Get paid in stablecoins through escrow: agree terms, commit funds, release when the work is accepted.

DAOs and onchain teams

Prepare stablecoin payroll and grants, require two approvers, and keep a clear record of who confirmed what.

Agents with limits

Let automation propose payments inside hard limits. Nothing moves without a human approval.

Crypto-native businesses

Pay vendors against approved invoices with allow-lists and verified addresses.

Stablecoin reserves

Preview how idle stablecoins could be allocated, with risk spelled out. Strategies are hypothetical for now.

The problem, drawn

On a public chain, the ledger is everyone's business.

Anyone can read who paid whom and how much. anonpeer's goal is that outsiders cannot link payments to you, while you see everything. Flip the view to see the intent.

A public block explorer today

Everyone sees
09:140x4B1c…c7D14,200.00 USDC
08:510x9f2A…e1D712,800.00 USDC
08:020x71aE…c0D91,750.00 USDC
07:300x0e8D…A05c640.00 EURC

The anonpeer goal

09:14HiddenHidden
08:51HiddenHidden
08:02HiddenHidden
07:30HiddenHidden

Concept illustration with made-up data. Not implemented: this preview provides no anonymity and uses no blockchain.

Planned, not live

Built for the assets people actually hold

The goal is to pay, deposit and withdraw across leading assets while keeping that activity unlinkable. This is planned coverage. Nothing here is live, and no asset is supported today.

Planned

Pay

Settle invoices, payroll and escrow agreements in the assets your counterparties already use.

Planned

Deposit

Bring assets in from your own wallet, aiming to keep the link to your history out of view.

Planned

Withdraw

Take assets back out whenever you choose, again aiming for unlinkable activity.

  • BTCBitcoin
  • ETHEthereum
  • USDTTether
  • XRPXRP
  • BNBBNB
  • SOLSolana
  • USDCUSD Coin
  • DOGEDogecoin
  • TRXTRON
  • ADACardano
  • LINKChainlink
  • AVAXAvalanche
  • XLMStellar
  • ZECZcash
  • BCHBitcoin Cash
  • DASHDash
  • LTCLitecoin
  • FILFilecoin
  • VETVeChain
  • DOTPolkadot
  • UNIUniswap
  • XMRMonero
  • AAVEAave
  • MKRMaker
  • ETCEthereum Classic
  • ATOMCosmos
  • ALGOAlgorand
  • XTZTezos
  • ICPInternet Computer
  • DAIDai

A selection of widely held assets, not a ranking. Asset and network support is not decided and depends on integrations, audits and anonymity features that do not exist yet. Logos are shown for identification only and belong to their owners. Nothing here implies endorsement by, or partnership with, any asset or its issuer. Anonymity tooling does not remove anyone's legal obligations.

Try the interface. Nothing here is real.

Switch views and use the controls. Everything runs on simulated data in your browser.

One quiet view of balances and activity. Tap the eye to hide every figure.

Sample data · not real funds

Total balance

$94,833

  • USD Coin$48,210
  • Ether$21,934
  • Euro Coin$13,480
  • Bitcoin$11,209

Recent activity

  • Milestone released

    Northfield Studio · Today, 09:14

    −$4,200

  • Invoice received

    Atlas Freight · Yesterday

    +$12,800

  • Weekly payroll batch

    Rule: Payroll · Mon, 08:00

    −$9,650

  • Contractor payment

    M. Okafor · Sun

    −$1,750

Active escrow

Awaiting release

Brand identity project

2 of 3 milestones released

Five modules. One calm system.

Everything for holding, paying and managing money. There is deliberately no trading, swapping or exchange module: this is infrastructure for payments and treasury, not a market.

01Preview

Dashboard

One calm overview of balances, activity and every tool on the platform.

App locked
02Preview

Private Wallet

Hold and send stablecoins and digital assets from your own wallet, with anonymity as the goal.

App locked
03Preview

Private Escrow

Conditional onchain payments between parties, with terms intended to stay between those involved.

App locked
04Preview

AI Treasury

Automation that proposes and prepares payments. You approve every one.

App locked
05Hypothetical

Yield Vaults

Hypothetical stablecoin strategies with clear risk labels and no hidden complexity.

App locked

Private Escrow

Pay when it is done. Not before, not on a promise.

Escrow is where anonymity and safety meet, and the module we will be most careful with. The goal is audited onchain escrow contracts. In this preview it is a simulation you can walk through end to end.

Conditions, not trust
Release rules are written before funds move.
Milestones
Split a large payment into stages that release independently.
Discreet by design
Terms are intended to be visible only to the parties involved.
Audit before launch
Real escrow contracts will not ship without an independent audit.
How escrow works Preview · no contracts exist yet

Agreement · Brand identity project

$12,000

Simulated

  1. Terms drafted

    Both parties agree on scope, amount and release conditions.

  2. 2

    Funds committed

    The payer commits funds to the agreement. Nothing is released yet.

  3. 3

    Work delivered

    The payee submits proof of delivery against each milestone.

  4. 4

    Conditional release

    Funds release when conditions are met, or return if they are not.

Terms visible to both parties only (design goal)

Policy rules

Simulated

  • Pay vendors on approved invoices

    Up to $5,000 per payment · Auto-prepare, human approves

  • Run weekly payroll batch

    Fixed recipient list · Two approvers required

  • Flag unusual payments

    Anything 3× above average · Always paused for review

Proposed by assistant

Pay Atlas Freight $3,400 for invoice #1042.

Matches rule 1 · within limit · recipient previously verified

AI Treasury

An assistant that proposes. You decide.

AI Treasury is not an autopilot. It never holds keys and cannot act outside the policy you define. What you see here is a deterministic simulation, not a live model.

  1. 01

    Define

    You write the rules: limits, recipients, schedules.

  2. 02

    Propose

    The assistant prepares payments that match your rules.

  3. 03

    Approve

    A person confirms. Anything outside policy is paused.

Built to be integrated

Real integrations plug in. The interface stays.

Every module talks to a typed service interface. Today those are mock services in one folder. Wallets, contracts, privacy tooling and agents can replace them without rebuilding the UI.

Read the docs None of these integrations exist yet.
TypeScriptmock services · replaceable
// src/lib/services/types.ts
export interface EscrowService {
  create(input: CreateEscrowInput): Promise<Escrow>;
  perform(id: string, action: EscrowAction): Promise<Escrow>;
}

// src/lib/services/index.ts
export const services: Services = {
  escrow: mockEscrow, // swap for a real implementation later
  // wallet, payments, treasury, yields …
};

Four steps, none of them irreversible by surprise.

  1. 01

    Connect

    Bring an existing self-custody wallet. Start read-only. anonpeer never takes your keys.

  2. 02

    Organize

    See stablecoin and token balances in one place, with figures hidden at a tap.

  3. 03

    Agree

    Create conditional onchain payments with clear terms for every party.

  4. 04

    Automate

    Add policy-bound workflows, with a person approving each action.

The flow describes the intended product. In this preview, no wallet can be connected.

Honest about what exists, and what does not yet.

On a public chain every balance and counterparty is visible to anyone. Wallet addresses are pseudonymous, not anonymous: with enough context they can be linked to a person. Reducing that exposure is the core problem we want to work on. This preview implements no cryptography, no smart contracts and no chain connection, so it provides no anonymity today. Below are the principles we intend to build to, labelled with their real status.

  • Non-custodial by intent

    Your keys stay in your wallet. We aim never to hold keys or funds.

    Design goal

  • Minimal data

    Collect only what a feature genuinely needs.

    Design goal

  • Your legal obligations

    Anonymity tooling does not remove the laws that apply to you or to us.

    Always

  • Onchain anonymity

    Research into zero-knowledge proofs, unlinkable payments and selective disclosure.

    Research

  • Independent audits

    Every smart contract is audited before it touches real value.

    Planned

Slow where it counts, in order.

Directional plans, not commitments. Order and scope may change.

  1. V1Now

    Frontend Preview

    The interface, design system and product narrative.

    • Landing page and brand
    • Interactive preview app, five modules
    • Design system
  2. V2Next

    Wallet Connectivity

    Connect an existing self-custody wallet in read-only mode first.

    • Wallet connection
    • Read-only balances
    • Testnet network sandbox
  3. V3Later

    Audited Escrow & Testnet

    Escrow contracts released only after independent audit.

    • Independent contract audit
    • Testnet escrow contracts
    • Dispute design
  4. V4Later

    Advanced Anonymity & AI Workflows

    Research-led anonymity features and approval-gated automation.

    • Anonymity research (ZK)
    • Policy-bound AI agents
    • Approval workflows
  5. V5Later

    Additional Financial Modules

    New modules once the foundations have proven themselves.

    • Vault strategies
    • Reporting and accounting
    • Team permissions

See the quiet version of finance.

The app is locked while we build. Read how it is meant to work.

Read the docs See the modules